Base is the first credit-building and rewards platform for out-of-pocket education payments.
What is Base?
Billions of dollars in tuition is paid out-of-pocket each year — but never reported on credit files.
We're making the invisible visible. With Base, your self-paid tuition isn't just a cost — it becomes an asset that builds your financial future.
Fall 2024 Tuition
$12,500
How It Works
Connect with Base
Upload documents, connect your bank account with Plaid, or give us consent to data share directly with your school.
Base Engine Processing
The Base engine ingests payment data and pipelines it to the credit bureaus through our licensed partners.
Watch Credit Grow
Watch your credit score grow over time as a result of your tuition payments being reported monthly.
Base Marketplace
Use the Base marketplace to discover exclusive deals on apartments, scholarships, and credit card offers.
Why Choose Base?
We're the first platform designed specifically for students who pay tuition out-of-pocket.
FCRA Compliant
All reporting follows strict federal guidelines through licensed partners.
Positive Only
We only report positive payments - never negative marks.
Fast Results
See credit score improvements within 30-60 days of first report.
Student-First
Built specifically for students, by people who understand student life.